PA Farmers Can Get Coverage and Tax Credits Through Pennie

By Blake Jackson

The Pennsylvania Insurance Department (PID), the Department of Agriculture, Pennie - the state’s official health insurance marketplace - Pasa Sustainable Agriculture, and the Pennsylvania State Grange reminded farmers, including young and new growers, that they have access to affordable, high-quality health coverage at Spiral Path Farm.

“Pennsylvania’s farmers work long hours in a physically demanding work environment, frequently without the safety net of employer health benefits,” said Pennsylvania Insurance Commissioner Michael Humphreys. “Today, we’re hoping to drive home that these hard workers have options - affordable health insurance options - that not only fit their budget, but that also offer the protection and coverage they want and need.”

Many farmers lack traditional employer-provided insurance, and income can fluctuate seasonally. Pennie’s Open Enrollment period is the ideal time to sign up for affordable health coverage.

"Farmers are often sole proprietors and small business owners, dedicating long hours through intense working conditions to feed our communities," said Agriculture Secretary Russell Redding. "Often times, being able to afford or access healthcare coverage for themselves and their families is a burden that they cannot handle. Our farmers deserve a comprehensive, affordable solution for healthcare coverage so they can protect the health and the wellbeing of their families while continuing their service of feeding our nation."

Through Pennie, Pennsylvanians can access tax credits to lower coverage costs. Enhanced premium tax credits, however, are at risk of expiring after Dec. 31 without Congressional action, potentially causing significant rate increases.

For example, a 60-year-old married couple in York County with $82,000 in annual income could see premiums rise from $7,032 to $35,712 annually. PID and Pennie are urging Congress to extend these credits to immediately reduce costs by 3-5%.

All Pennie plans cover hospitalization, prescription drugs, maternity care, mental health services, pre-existing conditions, and preventive care.

“Open Enrollment is the one time each year Pennsylvanians can shop and enroll in health coverage that fits their needs,” said Devon Trolley, Pennie Executive Director. “Due to federal changes, costs are increasing but many Pennsylvanians still qualify for financial savings and having coverage is critical to your health and financial wellbeing.”

Free assistance is available in multiple languages through Pennie-certified experts. For enrollment, visit pennie.com or call 844-844-8040 during business hours.

Photo Credit: gettyimages-shotbydave